Terms of Use

Last updated: January 2026

1. Acceptance of Terms

By accessing and using Calculator Wallet ("the Website," "we," "us," or "our"), you agree to be bound by these Terms of Use and our Privacy Policy. If you do not agree with any part of these terms, please discontinue use of the Website immediately. These terms apply to all visitors, users, and others who access the Website.

2. Free-to-Use Service

Calculator Wallet is provided free of charge for personal, non-commercial use. We do not require account registration or payment to access our calculators and tools. We reserve the right to introduce paid features, premium tools, or subscription-based services in the future, with reasonable notice provided to users.

3. Use of Calculators and Tools

Our finance, health, math, and other calculators are provided for general informational and educational purposes only. They are not a substitute for professional advice, and results are estimates based on the information you enter. While we strive for accuracy, we cannot guarantee that calculations are error-free, complete, or applicable to your specific situation. Always verify results independently before making any financial, medical, legal, or other important decision.

4. No Financial, Medical, or Professional Advice

Nothing on this Website constitutes financial, investment, tax, legal, medical, or health advice. Our finance calculators (such as loan, mortgage, or investment calculators) are for illustrative purposes only and do not account for every variable that may affect your actual financial outcome. Our health calculators (such as BMI, calorie, or fitness calculators) are not intended to diagnose, treat, cure, or prevent any disease or medical condition. Always consult a qualified financial advisor, physician, or other licensed professional before acting on any information provided by our tools.

5. Accuracy and Limitations of Calculations

Calculations are based on standard formulas and the data you provide. Results may vary due to rounding, changes in interest rates, tax laws, health guidelines, or other external factors not reflected in our tools. We do not guarantee the accuracy, reliability, or completeness of any calculation and disclaim liability for any errors or omissions.

6. Intellectual Property

All content on this Website, including calculator designs, source code, text, graphics, logos, and layout, is the property of Calculator Wallet and is protected by applicable copyright and intellectual property laws. You may use our calculators for personal or educational purposes but may not copy, reproduce, distribute, scrape, reverse-engineer, or create derivative works from our content without prior written permission.

7. Eligibility and Age Requirement

This Website is intended for general audiences. If you are under the age of 13 (or the applicable age of digital consent in your jurisdiction), you should use this Website only with the involvement of a parent or guardian. We do not knowingly collect personal information from children in violation of applicable law.

8. Advertising, Google AdSense, and Analytics

Calculator Wallet uses Google AdSense to display advertisements and Google Analytics to understand how visitors use our Website. These third-party services may use cookies, web beacons, or similar technologies to collect information such as your IP address, browser type, device information, and browsing behavior, in order to serve relevant ads and analyze site traffic.

Google, as a third-party vendor, uses cookies to serve ads based on your prior visits to this and other websites. You may opt out of personalized advertising by visiting Google's Ads Settings. For more information on how Google collects and processes data, please review Google's Privacy & Terms page. By using this Website, you consent to the use of cookies and data collection as described in our Privacy Policy.

9. Cookies

We use cookies and similar tracking technologies to improve site functionality, remember preferences, and analyze traffic. You can control or disable cookies through your browser settings; however, doing so may affect certain features of the Website. Continued use of the Website indicates your consent to our use of cookies.

10. Disclaimer of Warranties

Calculator Wallet is provided on an "as is" and "as available" basis, without warranties of any kind, whether express or implied, including but not limited to accuracy, reliability, merchantability, fitness for a particular purpose, or non-infringement. We do not guarantee that the Website will be error-free, secure, or uninterrupted, or that any defects will be corrected.

11. Limitation of Liability

To the fullest extent permitted by law, Calculator Wallet and its owners, employees, and affiliates shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising from your use of, or inability to use, our calculators, tools, or Website. This includes, without limitation, financial loss, health-related decisions, loss of data, or damages resulting from reliance on any calculation or content provided.

12. Indemnification

You agree to indemnify and hold harmless Calculator Wallet, its owners, and affiliates from any claims, damages, losses, or expenses (including reasonable legal fees) arising from your use of the Website, violation of these Terms, or infringement of any third-party rights.

13. User Conduct

You agree not to misuse our services, attempt unauthorized access to our systems, interfere with Website functionality, introduce malicious code, scrape or harvest data, or use our calculators for any unlawful, fraudulent, or harmful purpose. We reserve the right to restrict or terminate access for any user who violates these terms.

14. Third-Party Links and Advertisements

Our Website may contain links to third-party websites and display advertisements served by third-party networks such as Google AdSense. We do not endorse and are not responsible for the content, privacy practices, products, or services of third-party sites or advertisers. Any interactions or transactions with advertisers are solely between you and that third party.

15. Data Privacy

Your privacy is important to us. Please refer to our Privacy Policy for details on how we collect, use, and protect information gathered through the Website, including data collected via Google Analytics and Google AdSense.

16. Changes to Terms

We reserve the right to modify or update these Terms of Use at any time without prior notice. Changes will be effective immediately upon posting to the Website. Your continued use of the Website after any changes constitutes your acceptance of the revised terms.

17. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

18. Entire Agreement

These Terms of Use, together with our Privacy Policy, constitute the entire agreement between you and Calculator Wallet regarding your use of the Website, superseding any prior agreements or understandings.

19. Governing Law

These terms are governed by and construed in accordance with applicable laws. Any disputes arising from these terms or your use of the Website shall be resolved in accordance with those laws.

20. Contact

For questions about these terms, contact us at:

Email: legal@CalculatorWallet.com